Certificate Examination In Credit Card For BankersIndian Institute of Banking and Finance
Price on request
- Distance learning
Frequent Asked Questions
ELIGIBILITY: (i) Employee of any Bank / Financial Institutions AND (ii) Graduate of a recognized university or its equivalent
-Introduction to bankcards - types of cards- charge cards, debit cards, credit cards, co branded cards, smart cards etc.
-Credit card organisation - appraisal and sanction of limits - credit card billing cycle-profitability-marketing-credit process - administrative support functions
-Credit process - general credit policies - credit application - credit decision process - determining credit worthiness - credit scoring method - automated processing of applications - credit review - monitoring warning signals- risk analysis
-Production function - production characteristics - account set up - card production - card production scheduling - statement production - payment processing etc.
-Customer Service - collections - merchant establishments - turnover commission - - outsourcing, call centres / DSAs - care and cautions
-Credit card frauds - preventive measures - recovery process - legal and regulatory issues
-Cross selling - objectives and benefits to banks
-Global framework for Smart card payments