Diploma Course in Banking ServicesGuru Nanak Dev University
Price on request
The Guru Nanak Dev University's Faculty of Economics and Business offers Diploma Course in Banking Services course to its students. The course structure for it is as follows:
Banker- Customer Relationship: Definition of Banker, Definition of a Customer, general relationship between banker and customer, obligations of a banker, rights of a banker, Garnishee order, special types of bank customers. Banks and Consumer Protection Act, Banking OMBUDSMAN SCHEME.
Negotiable Instruments: Definition of negotiable instruments, essential features of negotiable instruments, parties to negotiable instruments, presentation & dishonour of negotiable instruments, holder for value.
Endorsement: Meaning of negotiation, definition of endorsement, legal provisions, general rules regarding the form of endorsement, kinds of endorsements.
Crossing and Payment of Cheques: Types of crossing, not negotiable crossing, account payee crossing, double crossing, opening of crossing, precautions & amount to be taken by paying banker, proper forms or cheques, date of cheques , material alterations, statutory protection to the paying banker, when the banker must refuse payment of cheques.